/* Header */
.site-header{position:fixed;inset:0 0 auto;z-index:100;height:var(--header-h);display:flex;align-items:center;transition:height var(--transition-normal),background var(--transition-normal),box-shadow var(--transition-normal),backdrop-filter var(--transition-normal);border-bottom:1px solid transparent}.site-header.is-scrolled{height:70px;background:rgba(247,250,251,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-color:rgba(205,220,224,.7);box-shadow:0 8px 30px rgba(9,42,51,.04)}.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:32px}.brand{display:inline-flex;align-items:center;gap:9px;flex:none}.brand-mark{width:35px;height:35px;color:var(--color-primary)}.brand-copy{display:flex;flex-direction:column;line-height:.9;letter-spacing:-.04em;font-size:1rem}.brand-copy strong{font-size:.86rem;font-weight:600;color:var(--color-text-2)}.brand-copy span{font-size:1.18rem;font-weight:850;color:var(--color-text)}.desktop-nav{display:flex;align-items:center;gap:7px;margin-left:auto}.desktop-nav a{position:relative;padding:10px 13px;font-size:.91rem;font-weight:650;color:var(--color-text-2);transition:color var(--transition-fast)}.desktop-nav a::after{content:"";position:absolute;left:14px;right:14px;bottom:4px;height:2px;border-radius:99px;background:var(--color-primary);transform:scaleX(0);transform-origin:left;transition:transform var(--transition-normal)}.desktop-nav a:hover,.desktop-nav a.is-active{color:var(--color-primary)}.desktop-nav a.is-active::after{transform:scaleX(1)}.header-actions{display:flex;align-items:center;gap:10px}.menu-toggle{display:none;width:46px;height:46px;border-radius:50%;background:var(--color-surface);border:1px solid var(--color-border);align-items:center;justify-content:center;flex-direction:column;gap:4px;cursor:pointer}.menu-toggle span{width:17px;height:1.5px;background:var(--color-text);border-radius:2px;transition:transform var(--transition-normal),opacity var(--transition-fast)}

/* Buttons */
.btn{min-height:48px;display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--radius-pill);padding:0 20px;font-weight:780;font-size:.92rem;letter-spacing:-.01em;cursor:pointer;transition:transform var(--transition-fast),background var(--transition-fast),border-color var(--transition-fast),box-shadow var(--transition-fast),color var(--transition-fast);border:1px solid transparent;white-space:nowrap}.btn svg{width:19px;height:19px;flex:none}.btn>svg:last-child:not(:first-child){transition:transform var(--transition-fast)}.btn:hover{transform:translateY(-2px)}.btn:hover>svg:last-child:not(:first-child){transform:translateX(4px)}.btn:active{transform:translateY(0)}.btn-primary{background:var(--color-primary);color:#fff;box-shadow:0 10px 24px rgba(13,92,99,.18)}.btn-primary:hover{background:var(--color-primary-strong);box-shadow:0 14px 30px rgba(13,92,99,.22)}.btn-secondary{background:rgba(255,255,255,.78);border-color:var(--color-border);color:var(--color-text);box-shadow:0 8px 20px rgba(10,42,50,.04)}.btn-secondary:hover{background:#fff;border-color:var(--color-border-strong)}.btn-ghost{background:transparent;color:var(--color-text-2);border-color:var(--color-border)}.btn-ghost:hover{background:var(--color-bg-soft)}.btn-white{background:#fff;color:var(--color-primary-dark);box-shadow:0 14px 30px rgba(0,0,0,.12)}.btn-dark-outline{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.3);color:#fff}.btn-dark-outline:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.5)}.btn-whatsapp{background:var(--color-whatsapp);color:#fff}.btn-sm{min-height:42px;padding:0 16px;font-size:.82rem}.btn-lg{min-height:56px;padding:0 25px}.btn-block{width:100%}.btn[disabled]{opacity:.48;cursor:not-allowed;transform:none!important;box-shadow:none}

/* Mobile menu */
.mobile-menu{position:fixed;inset:0;z-index:180;pointer-events:none;visibility:hidden}.mobile-menu.is-open{pointer-events:auto;visibility:visible}.mobile-menu-backdrop{position:absolute;inset:0;background:rgba(5,26,31,.45);opacity:0;transition:opacity var(--transition-normal)}.mobile-menu-panel{position:absolute;inset:0 0 0 auto;width:min(88vw,440px);background:var(--color-surface);padding:18px 24px 28px;display:flex;flex-direction:column;transform:translateX(102%);transition:transform 440ms cubic-bezier(.2,.8,.2,1)}.mobile-menu.is-open .mobile-menu-backdrop{opacity:1}.mobile-menu.is-open .mobile-menu-panel{transform:translateX(0)}.mobile-menu-top{display:flex;justify-content:space-between;align-items:center}.menu-close,.modal-close{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--color-bg-soft);color:var(--color-text);cursor:pointer;transition:background var(--transition-fast),transform var(--transition-fast)}.menu-close:hover,.modal-close:hover{background:var(--color-border);transform:rotate(5deg)}.menu-close svg,.modal-close svg{width:22px;height:22px}.mobile-menu-links{display:flex;flex-direction:column;margin:auto 0;gap:2px}.mobile-menu-links a{display:flex;align-items:center;gap:20px;padding:16px 4px;font-size:clamp(1.45rem,6vw,2rem);font-weight:760;letter-spacing:-.04em;border-bottom:1px solid var(--color-border);opacity:0;transform:translateY(12px);transition:opacity var(--transition-normal),transform var(--transition-normal),color var(--transition-fast)}.mobile-menu.is-open .mobile-menu-links a{opacity:1;transform:translateY(0);transition-delay:calc(var(--i,0) * 60ms + 120ms)}.mobile-menu-links a span{font-size:.7rem;letter-spacing:.08em;color:var(--color-text-muted)}.mobile-menu-links a:hover{color:var(--color-primary)}.mobile-menu-footer p{font-size:.9rem;margin-bottom:18px}

/* Hero */
.hero{position:relative;min-height:760px;padding:calc(var(--header-h) + 78px) 0 92px;overflow:hidden;background:linear-gradient(180deg,#f8fbfc 0%,#f4f8f9 100%)}.hero-grid-pattern{position:absolute;inset:0;opacity:.45;background-image:linear-gradient(rgba(14,81,88,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(14,81,88,.035) 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(to bottom,black 0%,rgba(0,0,0,.65) 65%,transparent 100%)}.hero-glow{position:absolute;border-radius:50%;filter:blur(1px);pointer-events:none}.hero-glow-a{width:580px;height:580px;right:-220px;top:80px;background:radial-gradient(circle,rgba(41,135,141,.12),transparent 66%)}.hero-glow-b{width:440px;height:440px;left:-250px;top:260px;background:radial-gradient(circle,rgba(216,167,91,.09),transparent 68%)}.hero-layout{position:relative;display:grid;grid-template-columns:minmax(0,1.02fr) minmax(450px,.82fr);align-items:center;gap:clamp(55px,8vw,110px)}.hero-copy{position:relative;z-index:2;max-width:680px}.hero-title{margin-top:24px;max-width:700px}.hero-title span{color:var(--color-primary)}.hero-lead{margin-top:25px;max-width:610px;font-size:clamp(1.05rem,1.55vw,1.22rem);line-height:1.68}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}.hero-microtrust{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:20px;font-size:.82rem;color:var(--color-text-muted)}.hero-microtrust span{display:flex;align-items:center;gap:6px}.hero-microtrust svg{width:17px;color:var(--color-success)}.dot-separator{width:4px!important;height:4px;border-radius:50%;background:var(--color-border-strong)}.hero-visual{position:relative;min-height:510px;display:flex;align-items:center;justify-content:center}.visual-shell{position:relative;width:min(100%,500px);border:1px solid rgba(185,205,210,.95);border-radius:28px;background:rgba(255,255,255,.93);box-shadow:0 36px 100px rgba(10,50,59,.15),0 3px 0 rgba(255,255,255,.8) inset;overflow:visible}.visual-topbar{height:58px;display:flex;align-items:center;justify-content:space-between;padding:0 20px;border-bottom:1px solid var(--color-border)}.visual-brand-mini{font-size:.78rem;font-weight:800;display:flex;align-items:center;gap:8px}.visual-brand-mini>span{width:9px;height:9px;border-radius:50%;background:var(--color-primary);box-shadow:0 0 0 4px var(--color-primary-soft)}.visual-status{font-size:.7rem;font-weight:700;color:var(--color-text-muted);display:flex;align-items:center;gap:6px}.visual-status i{width:6px;height:6px;border-radius:50%;background:var(--color-success)}.visual-body{padding:26px 25px 28px}.visual-kicker{font-size:.68rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--color-primary)}.visual-body h2{font-size:1.55rem;margin-top:6px;letter-spacing:-.035em}.visual-options{margin-top:19px;display:grid;gap:8px}.visual-option{min-height:50px;display:flex;align-items:center;gap:10px;padding:0 13px;border:1px solid var(--color-border);border-radius:12px;font-size:.82rem;font-weight:700;color:var(--color-text-2);background:#fff}.visual-option .radio{width:16px;height:16px;border:1.5px solid var(--color-border-strong);border-radius:50%;position:relative}.visual-option.is-active{border-color:rgba(13,92,99,.4);background:var(--color-primary-soft);color:var(--color-primary-dark)}.visual-option.is-active .radio{border-color:var(--color-primary)}.visual-option.is-active .radio::after{content:"";position:absolute;inset:3px;border-radius:50%;background:var(--color-primary)}.visual-option em{font-style:normal;font-size:.62rem;text-transform:uppercase;letter-spacing:.06em;margin-left:auto;color:var(--color-primary)}.visual-divider{height:1px;background:var(--color-border);margin:22px 0 18px}.visual-label-row{display:flex;align-items:center;justify-content:space-between;font-size:.68rem;color:var(--color-text-muted);font-weight:700}.visual-label-row strong{color:var(--color-primary);font-weight:800}.visual-isapres{display:flex;flex-wrap:wrap;gap:7px;margin-top:11px}.visual-isapres span{padding:7px 9px;border-radius:8px;background:var(--color-bg-soft);font-size:.66rem;font-weight:760;display:flex;align-items:center;gap:5px}.visual-isapres i{font-style:normal;color:var(--color-success)}.visual-continue{margin-top:21px;width:100%;height:45px;border-radius:10px;background:var(--color-primary);color:#fff;font-size:.76rem;font-weight:800;display:flex;align-items:center;justify-content:center;gap:8px}.floating-chip{position:absolute;display:flex;align-items:center;gap:10px;padding:11px 13px;border-radius:13px;background:rgba(255,255,255,.96);border:1px solid var(--color-border);box-shadow:var(--shadow-md);z-index:3}.floating-chip svg{width:28px;color:var(--color-primary)}.floating-chip span{display:flex;flex-direction:column;line-height:1.2}.floating-chip strong{font-size:.7rem}.floating-chip small{font-size:.6rem;color:var(--color-text-muted);margin-top:2px}.chip-a{left:-67px;bottom:74px}.chip-b{right:-52px;top:76px}.mini-avatar{width:30px;height:30px!important;border-radius:50%;background:var(--color-primary-soft);color:var(--color-primary);display:grid!important;place-items:center;font-size:.62rem!important;font-weight:850}

/* Trust */
.trust-strip{background:#fff;border-block:1px solid var(--color-border)}.trust-grid{min-height:103px;display:grid;grid-template-columns:repeat(4,1fr);align-items:stretch}.trust-item{display:flex;align-items:center;justify-content:center;gap:12px;padding:20px;border-right:1px solid var(--color-border)}.trust-item:last-child{border-right:0}.trust-icon{width:38px;height:38px;border-radius:11px;display:grid;place-items:center;background:var(--color-primary-soft);color:var(--color-primary);flex:none}.trust-icon svg{width:21px;height:21px}.trust-item>span:last-child{display:flex;flex-direction:column;line-height:1.25}.trust-item strong{font-size:.84rem}.trust-item small{font-size:.72rem;color:var(--color-text-muted);margin-top:3px}

/* Start cards */
.start-section{background:#fff}.start-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.start-card{position:relative;min-height:305px;border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:28px;display:flex;flex-direction:column;background:var(--color-surface);transition:transform var(--transition-normal),border-color var(--transition-normal),box-shadow var(--transition-normal),background var(--transition-normal);overflow:hidden}.start-card::after{content:"";position:absolute;inset:auto -60px -80px auto;width:170px;height:170px;border-radius:50%;background:radial-gradient(circle,var(--color-primary-soft),transparent 68%);opacity:0;transition:opacity var(--transition-normal),transform var(--transition-slow);transform:scale(.8)}.start-card:hover{transform:translateY(-5px);border-color:rgba(13,92,99,.28);box-shadow:var(--shadow-md)}.start-card:hover::after{opacity:1;transform:scale(1.08)}.start-card-featured{background:linear-gradient(180deg,#f7fbfb,#fff);border-color:rgba(13,92,99,.24)}.soft-badge{position:absolute;top:18px;right:18px;padding:6px 9px;border-radius:99px;background:var(--color-primary-soft);color:var(--color-primary);font-size:.62rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.start-card-top{display:flex;justify-content:space-between;align-items:center}.feature-icon{width:49px;height:49px;border-radius:14px;background:var(--color-bg-soft);display:grid;place-items:center;color:var(--color-primary);transition:transform var(--transition-normal),background var(--transition-fast)}.feature-icon svg{width:24px}.start-card:hover .feature-icon{transform:translateY(-2px) rotate(-2deg);background:var(--color-primary-soft)}.card-index{font-size:.72rem;color:var(--color-text-muted);font-weight:750}.start-card h3{margin-top:31px}.start-card p{font-size:.93rem;margin-top:12px;max-width:320px}.card-link{position:relative;z-index:1;margin-top:auto;padding-top:26px;display:inline-flex;align-items:center;gap:9px;background:none;color:var(--color-primary);font-weight:800;font-size:.85rem;text-transform:uppercase;letter-spacing:.035em;cursor:pointer;width:max-content}

/* Isapres */
.isapres-section{background:var(--color-bg-soft)}.selector-toolbar{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}.selection-status{display:flex;align-items:center;gap:8px;color:var(--color-text-muted);font-size:.88rem}.selection-count{width:30px;height:30px;border-radius:50%;background:#fff;border:1px solid var(--color-border);display:grid;place-items:center;color:var(--color-primary);font-weight:850}.isapre-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}.isapre-card{position:relative;min-height:173px;text-align:left;border:1px solid var(--color-border);background:#fff;border-radius:18px;padding:21px;display:flex;flex-direction:column;cursor:pointer;color:var(--color-text);transition:transform var(--transition-normal),border-color var(--transition-normal),box-shadow var(--transition-normal),background var(--transition-normal)}.isapre-card:hover{transform:translateY(-4px);border-color:rgba(13,92,99,.3);box-shadow:var(--shadow-sm)}.isapre-card.is-selected{background:linear-gradient(145deg,#fff,var(--color-primary-soft));border-color:var(--color-primary);box-shadow:0 10px 28px rgba(13,92,99,.1)}.isapre-check{position:absolute;right:15px;top:15px;width:25px;height:25px;border-radius:50%;background:var(--color-primary);color:#fff;display:grid;place-items:center;opacity:0;transform:scale(.65);transition:opacity var(--transition-fast),transform var(--transition-normal)}.isapre-check svg{width:16px}.isapre-card.is-selected .isapre-check{opacity:1;transform:scale(1)}.wordmark{height:40px;display:flex;align-items:center;font-weight:850;font-size:1.02rem;letter-spacing:-.04em;color:#5e6d76;transition:color var(--transition-fast)}.wordmark-banmedica{font-style:italic;color:#346b89}.wordmark-colmena{color:#cc594d;letter-spacing:.03em;font-size:.86rem}.wordmark-consalud{color:#27845b}.wordmark-cruzblanca{color:#597799;font-size:.78rem;letter-spacing:.02em}.wordmark-esencial{color:#5d6891;font-weight:700}.wordmark-masvida{color:#4a8772;font-size:.72rem;letter-spacing:.01em}.wordmark-vidatres{color:#6f5b9d;font-size:.78rem;letter-spacing:.04em}.isapre-copy{display:flex;flex-direction:column;margin-top:auto}.isapre-copy strong{font-size:.91rem}.isapre-copy small{font-size:.69rem;color:var(--color-text-muted);margin-top:2px}.isapre-arrow{position:absolute;right:18px;bottom:17px;color:var(--color-text-muted);transition:transform var(--transition-fast),color var(--transition-fast)}.isapre-card:hover .isapre-arrow,.isapre-card.is-selected .isapre-arrow{transform:translateX(3px);color:var(--color-primary)}.logo-note{margin-top:15px;font-size:.72rem;color:var(--color-text-muted)}

/* Process */
.process-section{background:#fff}.process-track{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:70px;margin-top:64px}.process-line{position:absolute;top:54px;left:8%;right:8%;height:1px;background:var(--color-border);overflow:hidden}.process-line span{display:block;width:100%;height:100%;background:var(--color-primary);transform:scaleX(0);transform-origin:left;transition:transform 1.2s cubic-bezier(.2,.7,.2,1)}.process-track.is-visible .process-line span{transform:scaleX(1)}.process-step{position:relative;text-align:center;padding:0 14px}.process-number{font-size:.7rem;font-weight:850;letter-spacing:.08em;color:var(--color-text-muted);margin-bottom:27px}.process-dot{position:relative;z-index:1;margin:0 auto 28px;width:17px;height:17px;border:4px solid #fff;background:var(--color-primary);border-radius:50%;box-shadow:0 0 0 1px var(--color-primary)}.process-step h3{font-size:1.2rem}.process-step p{font-size:.9rem;margin:11px auto 0;max-width:295px}

/* Benefits */
.benefits-section{background:var(--color-secondary);color:#fff}.benefits-section p{color:rgba(255,255,255,.66)}.benefits-layout{display:grid;grid-template-columns:.78fr 1.22fr;gap:clamp(55px,9vw,130px);align-items:start}.benefits-copy{position:sticky;top:130px}.benefits-copy .eyebrow{color:#9bd4d0}.benefits-copy h2{margin-top:17px;max-width:480px}.benefits-copy>p{font-size:1rem;max-width:490px;margin:18px 0 28px}.benefits-copy .btn-secondary{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.17);color:#fff;box-shadow:none}.benefits-copy .btn-secondary:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.28)}.benefits-list{border-top:1px solid rgba(255,255,255,.14)}.benefits-list article{display:grid;grid-template-columns:60px 1fr;gap:15px;padding:27px 2px;border-bottom:1px solid rgba(255,255,255,.14);transition:padding-left var(--transition-normal),background var(--transition-normal)}.benefits-list article:hover{padding-left:10px}.benefit-num{font-size:.68rem;font-weight:800;color:#9bd4d0;letter-spacing:.08em}.benefits-list h3{font-size:1.24rem}.benefits-list p{font-size:.9rem;margin-top:7px}

/* Scenario */
.scenario-section{background:#fff}.scenario-shell{min-height:550px;border-radius:var(--radius-xl);overflow:hidden;background:linear-gradient(145deg,#0c565d,#083c43);color:#fff;display:grid;grid-template-columns:1.08fr .92fr;position:relative;box-shadow:var(--shadow-md)}.scenario-shell::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:44px 44px;mask-image:linear-gradient(to right,black,transparent 80%)}.scenario-copy{position:relative;z-index:2;padding:clamp(34px,5vw,65px)}.eyebrow-light{color:#b4dcda}.scenario-tabs{position:relative;display:flex;gap:6px;flex-wrap:wrap;margin:31px 0 56px;border-bottom:1px solid rgba(255,255,255,.14);padding-bottom:1px}.scenario-tabs button{position:relative;background:none;color:rgba(255,255,255,.58);padding:12px 11px 14px;font-size:.72rem;text-transform:uppercase;letter-spacing:.045em;font-weight:820;cursor:pointer;transition:color var(--transition-fast)}.scenario-tabs button:hover,.scenario-tabs button[aria-selected="true"]{color:#fff}.scenario-indicator{position:absolute;height:2px;background:#fff;bottom:-1px;border-radius:2px;transition:left var(--transition-normal),width var(--transition-normal)}.scenario-content{max-width:600px;transition:opacity var(--transition-fast),transform var(--transition-fast)}.scenario-content.is-changing{opacity:0;transform:translateY(5px)}.scenario-label{font-size:.7rem;text-transform:uppercase;letter-spacing:.09em;color:#9bd4d0;font-weight:800}.scenario-content h2{font-size:clamp(2.1rem,4vw,3.65rem);margin-top:8px}.scenario-content p{color:rgba(255,255,255,.7);font-size:1rem;margin:17px 0 26px;max-width:540px}.scenario-visual{position:relative;display:grid;place-items:center;min-height:450px}.scenario-visual::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.09),transparent 66%)}.orbit{position:absolute;border:1px solid rgba(255,255,255,.14);border-radius:50%}.orbit-a{width:290px;height:290px}.orbit-b{width:410px;height:410px}.scenario-core{width:144px;height:144px;border-radius:50%;background:rgba(255,255,255,.95);color:var(--color-primary-dark);display:flex;flex-direction:column;align-items:center;justify-content:center;box-shadow:0 20px 60px rgba(0,0,0,.18);z-index:2}.scenario-core span{font-size:3rem;font-weight:850;line-height:1}.scenario-core small{font-size:.62rem;text-transform:uppercase;letter-spacing:.07em;margin-top:5px}.scenario-node{position:absolute;width:48px;height:48px;border-radius:14px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);backdrop-filter:blur(8px);display:grid;place-items:center;font-size:.68rem;font-weight:850;z-index:2}.node-1{transform:translate(-145px,-110px)}.node-2{transform:translate(145px,-80px)}.node-3{transform:translate(-135px,125px)}.node-4{transform:translate(150px,115px)}

/* unsure */
.unsure-section{background:var(--color-bg-soft)}.unsure-card{border:1px solid var(--color-border);border-radius:var(--radius-lg);background:#fff;padding:34px 38px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:28px;box-shadow:var(--shadow-sm)}.unsure-icon{width:66px;height:66px;border-radius:20px;background:var(--color-primary-soft);color:var(--color-primary);display:grid;place-items:center}.unsure-icon svg{width:36px}.unsure-card h2{font-size:clamp(1.65rem,2.6vw,2.4rem);margin-top:2px}.unsure-card p{font-size:.92rem;margin-top:7px}

/* FAQ */
.faq-section{background:#fff}.faq-layout{display:grid;grid-template-columns:.58fr 1fr;gap:clamp(55px,8vw,120px);align-items:start}.faq-intro{position:sticky;top:130px}.faq-intro h2{margin-top:17px}.faq-intro p{margin-top:14px}.faq-intro .text-link{margin-top:22px}.faq-list{border-top:1px solid var(--color-border)}.faq-item{border-bottom:1px solid var(--color-border)}.faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;text-align:left;gap:20px;background:none;padding:23px 0;color:var(--color-text);font-weight:770;cursor:pointer}.faq-question span{font-size:1rem}.faq-question i{width:27px;height:27px;border-radius:50%;border:1px solid var(--color-border);position:relative;flex:none;transition:background var(--transition-fast),border-color var(--transition-fast),transform var(--transition-normal)}.faq-question i::before,.faq-question i::after{content:"";position:absolute;left:7px;right:7px;top:12px;height:1.5px;background:var(--color-primary);transition:transform var(--transition-normal)}.faq-question i::after{transform:rotate(90deg)}.faq-question[aria-expanded="true"] i{background:var(--color-primary-soft);border-color:rgba(13,92,99,.22);transform:rotate(90deg)}.faq-question[aria-expanded="true"] i::after{transform:rotate(0);opacity:0}.faq-answer{height:0;overflow:hidden;transition:height var(--transition-normal)}.faq-answer>div{padding:0 48px 23px 0}.faq-answer p{font-size:.91rem;line-height:1.7}

/* Final CTA + Footer */
.final-cta{background:#fff}.final-cta-shell{position:relative;overflow:hidden;min-height:420px;border-radius:var(--radius-xl);background:var(--color-secondary);color:#fff;display:flex;align-items:center;padding:clamp(38px,7vw,78px)}.final-cta-decoration{position:absolute;width:600px;height:600px;border-radius:50%;right:-220px;top:-190px;border:1px solid rgba(255,255,255,.1);box-shadow:0 0 0 80px rgba(255,255,255,.025),0 0 0 160px rgba(255,255,255,.018)}.final-cta-content{position:relative;z-index:1;max-width:720px}.final-cta-content .section-kicker{color:#9bd4d0}.final-cta-content h2{max-width:680px}.final-cta-content p{color:rgba(255,255,255,.67);font-size:1rem;max-width:590px;margin-top:17px}.final-cta-actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:28px}.site-footer{background:#f2f6f7;border-top:1px solid var(--color-border);padding:58px 0 28px}.footer-main{display:grid;grid-template-columns:1fr 1fr;gap:80px;padding-bottom:48px}.footer-brand p{font-size:.85rem;max-width:420px;margin-top:17px}.footer-nav{display:grid;grid-template-columns:repeat(2,1fr);gap:36px}.footer-nav div{display:flex;flex-direction:column;align-items:flex-start;gap:9px}.footer-nav strong{font-size:.76rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:7px}.footer-nav a,.footer-nav button{background:none;padding:0;color:var(--color-text-2);font-size:.84rem;cursor:pointer;transition:color var(--transition-fast)}.footer-nav a:hover,.footer-nav button:hover{color:var(--color-primary)}.footer-bottom{border-top:1px solid var(--color-border);padding-top:21px;display:flex;justify-content:space-between;gap:20px}.footer-bottom p{font-size:.72rem;color:var(--color-text-muted)}

/* Selection bar + sticky */
.selection-bar{position:fixed;left:50%;bottom:24px;z-index:130;transform:translate(-50%,calc(100% + 60px));opacity:0;pointer-events:none;transition:transform var(--transition-normal),opacity var(--transition-normal)}.selection-bar.is-visible{transform:translate(-50%,0);opacity:1;pointer-events:auto}.selection-bar-inner{min-width:min(620px,calc(100vw - 40px));height:74px;border-radius:22px;background:rgba(255,255,255,.95);backdrop-filter:blur(16px);border:1px solid var(--color-border);box-shadow:var(--shadow-lg);display:flex;align-items:center;justify-content:space-between;gap:24px;padding:10px 12px 10px 22px}.selection-bar-inner>div{display:flex;align-items:center;gap:8px}.selection-bar-inner strong{font-size:1.15rem;color:var(--color-primary)}.selection-bar-inner span{font-size:.82rem;color:var(--color-text-2)}.floating-whatsapp{position:fixed;right:24px;bottom:24px;z-index:120;width:56px;height:56px;border-radius:50%;background:var(--color-whatsapp);color:#fff;display:grid;place-items:center;cursor:pointer;box-shadow:0 14px 30px rgba(20,128,94,.25);transition:transform var(--transition-fast),box-shadow var(--transition-fast)}.floating-whatsapp:hover{transform:translateY(-4px);box-shadow:0 18px 38px rgba(20,128,94,.3)}.floating-whatsapp svg{width:28px}.floating-whatsapp::before{content:attr(data-tooltip);position:absolute;right:67px;white-space:nowrap;background:var(--color-secondary);color:#fff;font-size:.72rem;font-weight:700;padding:7px 10px;border-radius:8px;opacity:0;transform:translateX(4px);pointer-events:none;transition:opacity var(--transition-fast),transform var(--transition-fast)}.floating-whatsapp:hover::before{opacity:1;transform:translateX(0)}.selection-bar.is-visible~.floating-whatsapp{bottom:112px}.mobile-sticky{display:none}

/* Modal */
.modal-root,.privacy-modal{position:fixed;inset:0;z-index:220;visibility:hidden;pointer-events:none}.modal-root.is-open,.privacy-modal.is-open{visibility:visible;pointer-events:auto}.modal-backdrop{position:absolute;inset:0;background:rgba(6,31,37,.58);opacity:0;backdrop-filter:blur(3px);transition:opacity var(--transition-normal)}.is-open>.modal-backdrop,.privacy-modal.is-open .modal-backdrop{opacity:1}.form-modal{position:absolute;left:50%;top:50%;width:min(880px,calc(100vw - 36px));max-height:min(820px,calc(100dvh - 36px));background:#fff;border-radius:28px;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 30px 110px rgba(0,0,0,.25);opacity:0;transform:translate(-50%,-47%) scale(.98);transition:opacity var(--transition-normal),transform var(--transition-normal)}.modal-root.is-open .form-modal{opacity:1;transform:translate(-50%,-50%) scale(1)}.form-modal-header{min-height:66px;padding:0 24px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--color-border)}.form-modal-header>div{display:flex;align-items:center;gap:8px;font-size:.82rem;font-weight:800}.modal-brand-dot{width:9px;height:9px;border-radius:50%;background:var(--color-primary);box-shadow:0 0 0 4px var(--color-primary-soft)}.form-modal-progress{padding:17px 28px 0}.progress-meta{display:flex;justify-content:space-between;font-size:.66rem;font-weight:800;color:var(--color-text-muted);text-transform:uppercase;letter-spacing:.06em}.progress-track{height:4px;background:var(--color-bg-soft);border-radius:99px;margin-top:9px;overflow:hidden}.progress-track span{display:block;height:100%;width:25%;background:var(--color-primary);border-radius:99px;transition:width var(--transition-normal)}.form-modal-body{overflow:auto;padding:25px 28px 29px;min-height:0;scrollbar-width:thin;scrollbar-color:var(--color-border-strong) transparent}.form-step{display:none;opacity:0;transform:translateX(10px)}.form-step.is-active{display:block;animation:stepIn 300ms cubic-bezier(.2,.7,.2,1) forwards}.step-intro{margin-bottom:24px}.step-intro h2{font-size:clamp(1.7rem,3vw,2.35rem)}.step-intro p{font-size:.9rem;margin-top:8px}.choice-grid{display:grid;gap:9px}.choice-grid-stack{grid-template-columns:1fr}.choice-grid-thirds{grid-template-columns:repeat(3,1fr)}.choice-card{min-height:68px;width:100%;background:#fff;border:1px solid var(--color-border);border-radius:14px;display:flex;align-items:center;gap:13px;text-align:left;padding:12px 15px;cursor:pointer;color:var(--color-text);transition:border-color var(--transition-fast),background var(--transition-fast),transform var(--transition-fast),box-shadow var(--transition-fast)}.choice-card:hover{border-color:rgba(13,92,99,.36);transform:translateY(-1px)}.choice-card.is-selected{border-color:var(--color-primary);background:var(--color-primary-soft);box-shadow:0 0 0 2px rgba(13,92,99,.05)}.choice-radio{width:19px;height:19px;border-radius:50%;border:1.5px solid var(--color-border-strong);position:relative;flex:none}.choice-card.is-selected .choice-radio{border-color:var(--color-primary)}.choice-card.is-selected .choice-radio::after{content:"";position:absolute;inset:4px;border-radius:50%;background:var(--color-primary)}.choice-card>span:last-child{display:flex;flex-direction:column}.choice-card strong{font-size:.85rem}.choice-card small{font-size:.7rem;color:var(--color-text-muted);margin-top:2px}.choice-card.compact{min-height:78px;flex-direction:column;align-items:flex-start;justify-content:center;gap:7px}.form-selected-isapres{margin-top:20px;border-radius:14px;background:var(--color-bg-soft);padding:14px 15px}.form-selected-head{display:flex;align-items:center;justify-content:space-between;font-size:.74rem;font-weight:800}.form-selected-head button{background:none;color:var(--color-primary);font-size:.7rem;font-weight:800;cursor:pointer}.selected-chips{display:flex;flex-wrap:wrap;gap:7px;margin-top:10px}.selected-chips span{padding:6px 9px;border-radius:99px;background:#fff;border:1px solid var(--color-border);font-size:.68rem;font-weight:700}.selected-chips .empty-chip{color:var(--color-text-muted);font-weight:600}.fields-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px 14px}.field-span-2{grid-column:1/-1}.field label{display:flex;gap:5px;margin-bottom:7px;font-size:.75rem;font-weight:760;color:var(--color-text-2)}.field label span{font-weight:500;color:var(--color-text-muted)}.field input,.field select{width:100%;height:50px;border:1px solid var(--color-border-strong);border-radius:12px;background:#fff;color:var(--color-text);padding:0 13px;outline:none;transition:border-color var(--transition-fast),box-shadow var(--transition-fast),background var(--transition-fast)}.field input::placeholder{color:#9aa8ae}.field input:focus,.field select:focus{border-color:var(--color-primary);box-shadow:0 0 0 4px rgba(13,92,99,.08)}.field.is-error input,.field.is-error select{border-color:var(--color-danger);background:#fffafa}.field.is-success input,.field.is-success select{border-color:rgba(20,128,94,.55)}.field-hint{font-size:.66rem!important;margin-top:5px;color:var(--color-text-muted)!important}.field-error{min-height:17px;font-size:.67rem;color:var(--color-danger);margin-top:4px}.group-error{margin-top:5px}.channel-fieldset{border:0;margin:20px 0 0;padding:0}.channel-fieldset legend{font-size:.75rem;font-weight:760;color:var(--color-text-2);margin-bottom:8px}.channel-options{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.channel-options button{height:46px;border-radius:11px;border:1px solid var(--color-border);background:#fff;color:var(--color-text-2);font-weight:730;font-size:.78rem;cursor:pointer;transition:border-color var(--transition-fast),background var(--transition-fast),color var(--transition-fast)}.channel-options button:hover{border-color:rgba(13,92,99,.35)}.channel-options button.is-selected{border-color:var(--color-primary);background:var(--color-primary-soft);color:var(--color-primary-dark)}.consent-row{display:flex;align-items:flex-start;gap:10px;margin-top:18px;cursor:pointer;font-size:.78rem;color:var(--color-text-2)}.consent-row input{position:absolute;opacity:0;pointer-events:none}.custom-checkbox{width:20px;height:20px;border-radius:6px;border:1.5px solid var(--color-border-strong);display:grid;place-items:center;color:#fff;flex:none;transition:background var(--transition-fast),border-color var(--transition-fast)}.custom-checkbox svg{width:14px;opacity:0;transform:scale(.6);transition:opacity var(--transition-fast),transform var(--transition-fast)}.consent-row input:checked+.custom-checkbox{background:var(--color-primary);border-color:var(--color-primary)}.consent-row input:checked+.custom-checkbox svg{opacity:1;transform:scale(1)}.consent-row input:focus-visible+.custom-checkbox{outline:3px solid rgba(13,92,99,.2);outline-offset:2px}.consent-error{margin-left:30px}.form-modal-footer{min-height:76px;padding:12px 24px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:15px;border-top:1px solid var(--color-border);background:#fff}.form-modal-footer [data-form-next]{justify-self:end}.form-modal-footer [data-form-back]{justify-self:start}.modal-secure-note{display:flex;align-items:center;gap:6px;font-size:.64rem;color:var(--color-text-muted);white-space:nowrap}.modal-secure-note svg{width:15px}.form-success{text-align:center;padding:15px 0 5px;max-width:600px;margin:auto}.success-check{width:70px;height:70px;border-radius:50%;background:var(--color-primary-soft);color:var(--color-success);display:grid;place-items:center;margin:0 auto 17px}.success-check svg{width:48px}.form-success h2{font-size:2rem}.form-success>p{font-size:.88rem;max-width:500px;margin:10px auto 18px}.success-summary{border:1px solid var(--color-border);background:var(--color-bg-soft);border-radius:14px;text-align:left;padding:14px 16px;margin-bottom:16px}.success-summary div{display:flex;justify-content:space-between;gap:18px;padding:7px 0;border-bottom:1px solid rgba(203,218,222,.65);font-size:.76rem}.success-summary div:last-child{border-bottom:0}.success-summary span{color:var(--color-text-muted)}.success-summary strong{text-align:right}.success-back{margin-top:13px}.simple-modal{position:absolute;left:50%;top:50%;width:min(560px,calc(100vw - 36px));background:#fff;border-radius:24px;padding:34px;box-shadow:var(--shadow-lg);opacity:0;transform:translate(-50%,-47%) scale(.98);transition:opacity var(--transition-normal),transform var(--transition-normal)}.privacy-modal.is-open .simple-modal{opacity:1;transform:translate(-50%,-50%) scale(1)}.simple-modal>.modal-close{position:absolute;right:18px;top:18px}.simple-modal h2{font-size:1.8rem;margin:5px 45px 14px 0}.simple-modal p{font-size:.86rem;margin-top:10px}.simple-modal>.btn{margin-top:24px}

/* Toast */
.toast-region{position:fixed;right:24px;top:92px;z-index:300;display:grid;gap:8px;pointer-events:none}.toast{min-width:250px;max-width:360px;background:var(--color-secondary);color:#fff;border-radius:12px;padding:12px 15px;box-shadow:var(--shadow-md);font-size:.78rem;font-weight:700;display:flex;align-items:center;gap:9px;opacity:0;transform:translateY(-8px);animation:toastIn 240ms forwards}.toast::before{content:"";width:8px;height:8px;border-radius:50%;background:#8bd0bb}.toast.is-leaving{animation:toastOut 220ms forwards}

/* Added visual richness */
.hero-photo-card{position:absolute;left:-52px;bottom:-44px;display:grid;grid-template-columns:96px 1fr;align-items:center;gap:14px;width:min(360px,75%);padding:14px;border:1px solid rgba(207,224,228,.95);border-radius:22px;background:rgba(255,255,255,.96);box-shadow:0 20px 48px rgba(10,50,59,.14);backdrop-filter:blur(6px)}
.hero-photo-card img{width:96px;height:96px;object-fit:cover;border-radius:18px;background:var(--color-bg-soft)}
.hero-photo-copy{display:flex;flex-direction:column;gap:4px}.hero-photo-copy strong{font-size:.86rem;line-height:1.2}.hero-photo-copy small{font-size:.72rem;color:var(--color-text-muted);line-height:1.5}
.visual-features{background:linear-gradient(180deg,#f9fcfd 0%,#f5f9fa 100%)}
.visual-feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.visual-feature-card{display:flex;flex-direction:column;overflow:hidden;border:1px solid rgba(209,224,228,.95);border-radius:26px;background:#fff;box-shadow:0 24px 55px rgba(10,50,59,.06);transition:transform var(--transition-normal),border-color var(--transition-fast),box-shadow var(--transition-fast)}
.visual-feature-card:hover{transform:translateY(-6px);border-color:rgba(13,92,99,.22);box-shadow:0 28px 64px rgba(10,50,59,.11)}
.visual-feature-media{position:relative;aspect-ratio:4/3;background:linear-gradient(180deg,#fbfdfe 0%,#f3f8f9 100%);overflow:hidden}.visual-feature-media::after{content:"";position:absolute;inset:auto 18px 18px auto;width:92px;height:92px;border-radius:50%;background:radial-gradient(circle,rgba(47,142,148,.14),transparent 70%)}
.visual-feature-media img{width:100%;height:100%;object-fit:cover;display:block}
.visual-feature-copy{padding:24px 24px 26px}.feature-chip{display:inline-flex;align-items:center;min-height:30px;padding:0 12px;border-radius:999px;background:var(--color-primary-soft);color:var(--color-primary-dark);font-size:.68rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.visual-feature-copy h3{font-size:1.2rem;margin-top:14px;letter-spacing:-.03em}.visual-feature-copy p{margin-top:10px;font-size:.9rem;line-height:1.7}
.scenario-visual{position:relative;isolation:isolate}
.scenario-art{position:absolute;inset:34px 40px 34px 40px;display:grid;place-items:center;z-index:0;pointer-events:none}
.scenario-art img{max-width:min(100%,420px);width:100%;height:auto;filter:drop-shadow(0 18px 35px rgba(8,42,51,.12));transition:opacity 220ms ease,transform 220ms ease}.scenario-art img.is-changing{opacity:.15;transform:scale(.97)}
.scenario-core,.scenario-node{z-index:2}

/* Real photography upgrade */
.hero{background:#f4f8f9}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(90deg,rgba(248,251,252,.98) 0%,rgba(248,251,252,.95) 30%,rgba(248,251,252,.82) 52%,rgba(248,251,252,.56) 72%,rgba(248,251,252,.42) 100%),url('../images/hero-family-wide.png');background-size:cover;background-position:center right;background-repeat:no-repeat;z-index:0}
.hero::after{content:"";position:absolute;inset:auto 0 0 0;height:140px;background:linear-gradient(180deg,rgba(244,248,249,0) 0%,rgba(244,248,249,.98) 100%);z-index:0}
.hero .container,.hero-copy,.hero-visual{position:relative;z-index:2}
.hero-grid-pattern,.hero-glow{z-index:1}
.hero-photo-card{grid-template-columns:110px 1fr;width:min(390px,78%)}
.hero-photo-card img{width:110px;height:94px;object-fit:cover;object-position:center;border-radius:16px}
.visual-feature-media img{object-position:center center}
.footer-credit{color:var(--color-text-2)}
.footer-credit strong{color:var(--color-primary-dark)}

/* Real imagery enhancements */
.hero-photo-card img{object-position:center center}
.visual-feature-media img{object-position:center center}
.scenario-art img{border-radius:26px;object-fit:cover}
.section-kicker-light{color:rgba(255,255,255,.85)}
.family-banner{position:relative;min-height:480px;display:flex;align-items:center;overflow:hidden;background:#0b3742;color:#fff}
.family-banner-media,.family-banner-overlay{position:absolute;inset:0}.family-banner-media img{width:100%;height:100%;object-fit:cover;object-position:center center;display:block}.family-banner-overlay{background:linear-gradient(90deg,rgba(7,35,42,.84) 0%,rgba(7,35,42,.66) 34%,rgba(7,35,42,.28) 68%,rgba(7,35,42,.18) 100%)}
.family-banner-content{position:relative;z-index:1;max-width:760px;padding-block:42px}.family-banner-content h2{max-width:720px;margin-top:10px;color:#fff}.family-banner-content p{max-width:620px;margin-top:16px;font-size:1rem;line-height:1.75;color:rgba(255,255,255,.82)}
.family-banner-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.footer-bottom strong{color:var(--color-primary-dark)}
.floating-whatsapp svg{width:30px;height:30px}
.mobile-sticky>button svg{width:26px;height:26px}

/* --- v4 user-requested refinements --- */
.floating-chip,.hero-photo-card{display:none!important}
.hero{background:#f8fbfc}
.hero::before{content:"";position:absolute;inset:0;background:url('../images/hero-family-wide.png') center center/cover no-repeat;transform:scaleX(-1);transform-origin:center;z-index:0}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(248,251,252,.98) 0%,rgba(248,251,252,.96) 28%,rgba(248,251,252,.82) 52%,rgba(248,251,252,.48) 72%,rgba(248,251,252,.24) 100%);z-index:0}
.hero .container,.hero-copy,.hero-visual{position:relative;z-index:2}
.visual-continue{cursor:pointer}
.visual-continue:hover{background:var(--color-primary-dark)}
.visual-shell{overflow:hidden}

.isapres-section{background:linear-gradient(145deg,#0c565d,#083c43)}
.isapres-section .section-heading h2,
.isapres-section .section-heading p,
.isapres-section .eyebrow,
.isapres-section .logo-note,
.isapres-section .selection-status,
.isapres-section .text-button{color:#fff}
.isapres-section .eyebrow-dot{background:#e0a95a}
.isapres-section .selection-count{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.18);color:#fff}
.isapres-section .text-button{border-color:rgba(255,255,255,.18)}
.isapres-section .text-button:hover{background:rgba(255,255,255,.08)}
.isapres-section .isapre-card{min-height:178px;border-color:rgba(13,92,99,.14)}
.isapres-section .isapre-card.is-selected{border-color:var(--color-accent)}
.isapre-logo{height:50px;display:flex;align-items:center;justify-content:flex-start;margin-bottom:14px}
.isapre-logo img{display:block;max-width:100%;max-height:46px;width:auto;height:auto;object-fit:contain}

.scenario-shell{background:linear-gradient(145deg,#0c565d,#09535b)}
.scenario-shell::before,.scenario-visual::before,.orbit,.scenario-core,.scenario-node{display:none!important}
.scenario-visual{min-height:460px;padding:38px 34px}
.scenario-photo{width:min(100%,430px);height:100%;border-radius:28px;overflow:hidden;box-shadow:0 24px 64px rgba(0,0,0,.24)}
.scenario-photo img{display:block;width:100%;height:100%;min-height:360px;object-fit:cover;object-position:center center}

.footer-full-link{color:inherit;text-decoration:none;display:inline-flex;align-items:center}
.footer-full-link:hover{color:var(--color-primary)}
.footer-bottom{align-items:center;flex-wrap:wrap}
.qmi-hp{position:absolute!important;left:-99999px!important;width:1px!important;height:1px!important;overflow:hidden!important;opacity:0!important;pointer-events:none!important}